INDIVIDUAL PLAN

ARC Ride
Your claim.
Your compensation.

Trusted RAF claims protection for every road user. South Africa’s roads are unpredictable. When an accident happens, ARC Ride fast-tracks your Road Accident Fund claim to ensure maximum compensation in the shortest possible time, for you and your family.

Fast-Tracked RAF Claims
RAF legal experts manage your claim start to finish. No delays. No complexity.
100% of Your Payout. Guaranteed
Subscription based means zero legal costs deducted. Every rand awarded is yours.
Medico-Legal Opinions Covered
All specialist reports and assessment documentation covered in full.
RAF Compensations Paid in Full
Medical costs, loss of income, general suffering and funeral costs, all claimed correctly.
Immediate Cover. No Waiting Periods.
Active from day one. No medical history. No exclusions. Covered from your first journey.

The Reality

Accidents happen every day.
Your claim should not be left to chance.

Every road user in South Africa has the right to claim from the Road Accident Fund. But the RAF process is slow, complex and overwhelming, especially when you are trying to recover from an accident at the same time.

Most people do not know what they are entitled to. Many settle for far less than they deserve. Others lose months, sometimes years, navigating a system that was never designed to be easy.

ARC Ride changes that. Real RAF legal experts. Fast-tracked claims. 100% of your payout. Guaranteed. No legal cost deductions. No part payments. No imitation services.

Who It Covers

Every Road User. Every Journey.

If you use South Africa’s roads, as a driver, passenger or pedestrian, you are entitled to RAF protection. ARC Ride makes sure you actually get it.

Private Vehicle Drivers

Every person who drives on a South African road carries risk. ARC Ride ensures that if something goes wrong, your RAF claim is handled by experts who fight for every rand.

Taxi and Bus Passengers

Millions of South Africans rely on taxis and buses every single day. ARC Ride ensures that passengers injured in these vehicles can claim what they are rightfully owed.

Pedestrians

Pedestrians struck by vehicles are among the most vulnerable road accident victims, and among the most entitled to RAF compensation. ARC Ride ensures they are not left behind.

Families of Accident Victims

In the event of disability or death, the RAF compensates surviving family members for loss of income and support. ARC Ride makes sure that claim is made correctly and in full.

Daily Commuters

The more time you spend on South Africa’s roads, the greater your exposure. ARC Ride gives daily commuters the peace of mind that every journey is covered.

Anyone with No Claim Limits

As a road user you have no limit on the number of RAF claims you can make. ARC Ride covers you for every one of them – for as long as you are a member.

One Call. Total Care.

South Africa’s roads are unpredictable. Your protection should not be. Join Guardian ARC today and travel with genuine confidence.

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Guardian ARC is not a medical scheme and does not operate as one. ARC Med is powered and administered by Accisure (Pty) Ltd. Claims are recovered through the Road Accident Fund (RAF). This page is for information purposes only and does not constitute financial or medical advice. Emergency line: 0861 22 24 78.