Built for the moments life doesn’t schedule
Our Story

We asked a simple question.
Then we fixed it.

“Why should the quality of emergency medical response depend on circumstance?”

Guardian ARC was born from a simple, unwavering belief: every South African life deserves equal protection on our roads, not just those who can afford it. Commuters and commuter carriers move South Africa forward every day, yet when crisis strikes, access to private emergency care is far from guaranteed.

We did not set out to replicate traditional cover. We set out to re-imagine it entirely. Guardian ARC begins with action: immediate, coordinated, private intervention from the first critical moment.

That action begins the moment you can be identified. The Guardian ARC LifeTag™ carries your emergency identity with you, on your keyring, your wrist, in your wallet. One tap from a first responder’s phone, no app, no login, and your membership, your contacts and your medical details appear instantly. When you can’t speak, we speak for you.

See the LifeTag
Guardian ARC
Belinda Best
Founder, Guardian ARC
+27 82 687 8534
belindab@guardianarc.co.za
www.guardianarc.co.za
The Founder

A vision built on
purpose, not profit

“Guardian ARC is not an expense. It is a responsibility fulfilled.”

Guardian ARC was founded by Belinda Best, entrepreneur, advocate and believer in the fundamental right of every South African to equal protection on our roads.

Belinda identified a critical gap in South Africa’s road accident response ecosystem. Millions of commuters, domestic workers and breadwinners travel our roads daily without access to private emergency care. One accident can permanently alter not just a life, but an entire family’s future.

From that recognition, Guardian ARC was built, a structured ecosystem integrating emergency medical access, legal guidance, rehabilitation support and legacy planning into one coordinated response. Built in partnership with Accisure and Legal Hero.

Our Mission
Protect Every Road User
To provide every South African road user, regardless of income or circumstance, with immediate access to unlimited private accident medical care. Affordable. Accessible. Always on.
Our Vision
A Protected Nation
A South Africa where no road accident victim waits for care because of circumstance. Where every commuter, domestic worker and driver travels with genuine protection behind them.
Our Values
Dignity. Speed. Integrity.
We act without confusion, negotiation or hesitation. We treat every member with the dignity their life deserves. We do what we say, when we say it, because in emergencies, integrity is everything.
Built for Business

South Africa’s National Accident Readiness Infrastructure

Guardian ARC is not an add-on. It is the structural protection layer that belongs inside every fleet, every corporate workforce, every employee benefits programme, and every estate. Engineered in. Not bolted on.

Fleet & Transport
Industry Solution

Fleet, Bus & Transport Operators

Bus companies, taxi associations, e-hailing fleets and transport operators move South Africa forward every single day. Yet when crisis strikes on the road, the response system matters more than the vehicle specification.

Guardian ARC embeds ARC Med and ARC Vanguard as standard, covering every passenger on every journey and every driver on every route. Immediate coordinated emergency response. Structured trauma intervention. Dignified post-incident support. One predictable commercial premium per vehicle. No per-ticket admin. No complexity.

“As fundamental as the wheels.”

ESG Aligned
Crisis ready and measurably compliant with ESG obligations.
Full Coverage
Passenger & driver coverage in one single agreement.
Operational Continuity
Structured protection that keeps your operation moving forward.
Tender Ready
Defensible in provincial tenders & government contracts.
Request a Proposal
Scholar Transport
Industry Solution

Scholar Transport Operators & Providers

Repainting a bus yellow is symbolic. Upgrading fleet standards is necessary. But neither solves for the moment after impact. When incidents occur, the true differentiator is not the vehicle specification, it is the response system attached to it.

ARC Med embedded into every scholar bus as a built-in Term Protection Product, structured for 1 to 7 years, aligned to the vehicle’s economic life. Not optional. Not an add-on. Engineered in as standard, as non-negotiable as braking systems.

“Every scholar bus carrying a visible statement: Protected by ARC Med.”

Parental Reassurance
Peace of mind for every parent, every single school day.
Government Confidence
A provincial government confidence marker built into every route.
Safety Leadership
National positioning as a measurable road safety leader.
Tender Advantage
A measurable procurement & tender advantage over competitors.
Request a Proposal
Automotive & OEM
Industry Solution

Motor Vehicle OEMs, Manufacturers & Dealerships

You are not merely supplying vehicles, you are shaping the standards of road mobility in South Africa. By incorporating ARC Med into your supply or financing model, you achieve something no manufacturer has yet done: crisis intervention becomes part of the vehicle specification.

Every vehicle leaves your floor carrying a built-in Term Protection Product, structured to its economic life. This creates a reputational moat that no competitor can easily replicate and a safety differentiator that resonates in fleet procurement, government tenders and consumer confidence alike.

“You are no longer just selling vehicles, you are selling protected transport ecosystems.”

White-Label Ready
White-label & co-brand opportunities built around your identity.
Embedded Financing
Structured directly into financing or sales agreements seamlessly.
ESG Leadership
Measurable, not symbolic, a genuine ESG differentiator.
First-Mover Position
National first-mover positioning no competitor can easily replicate.
Request a Proposal
Corporate & Estates
Industry Solution

Corporate Workforces, Employee Benefits & Lifestyle Estates

Your workforce travels. Security teams, maintenance staff, estate employees and corporate workers commute on South Africa’s roads every single day. One agreement covers all, embedded into your employee benefits programme as a genuine duty-of-care commitment, not a compliance gesture.

ARC Med and ARC On Duty deliver coordinated emergency response at scale. Residential estates, lifestyle complexes, sectional title bodies and retirement villages can extend this protection across their entire workforce under one predictable monthly structure.

“Duty of care at scale. One agreement covers all.”

One Agreement
Entire workforce covered under one predictable monthly structure.
COIDA Complementary
Genuine duty-of-care commitment that complements COIDA obligations.
Fully Scalable
Scales seamlessly from 10 employees to 10 000 and beyond.
Staff Retention
A visible wellbeing signal that attracts and retains quality staff.
Request a Proposal
Brokers & Intermediaries
Industry Solution

Brokers & Financial Intermediaries

Guardian ARC offers brokers and financial intermediaries a genuine passive annuity income stream, a growing book of recurring monthly commission that compounds as your client base grows. Every member you introduce generates income for the full duration of their membership.

This is not a once-off placement fee. It is a recurring revenue structure built on a product clients renew because they genuinely value it. Guardian ARC gives you a compelling, differentiated conversation, one that sits outside the noise of traditional insurance comparisons and speaks directly to employer duty of care and ESG obligation.

“A growing book of passive annuity income, compounding month on month.”

Recurring Commission
Monthly recurring commission that compounds as your book grows.
White-Label Options
White-label distribution options available to suit your brand.
Portfolio Differentiator
A compelling conversation that sits outside traditional insurance noise.
Full Support
Complete materials & onboarding included from day one.
Request a Proposal
Travel & Hospitality
Industry Solution

International Corporate Travellers, Travel Agencies, Hotels, Airlines & Travel Insurance

South Africa is extraordinary. The cities are alive, the landscapes are legendary and the opportunities are real. But for every international executive, contractor or leisure traveller moving through this country, the road between the airport and the destination carries risk that most travel cover simply does not address.

ARC Med embeds seamlessly into travel packages, airline booking flows, hotel concierge programmes and corporate mobility solutions, giving every visitor unlimited private emergency accident medical care from the moment they are on a South African road. No excess. No claim forms. No uncertainty.

“Every journey planned. Every road covered. Every kilometre, peace of mind.”

Bolt-On Ready
Embeds directly into travel insurance, e-SIM, airline and hotel booking flows.
RAF Act Compliant
Any person in South Africa legally carries the same RAF entitlement as a resident.
Flexible Terms
Short stays to multi-year expat contracts, cover periods matched to the itinerary.
White-Label Ready
Co-branded for travel partners, hotel groups, airlines and corporate mobility teams.
Request a Proposal

“Guardian ARC does not replace insurance.
It changes the outcome that insurance has to respond to.”

Start the Conversation

One Call. Total Care.

South Africa’s roads are unpredictable. Your protection should not be. Join Guardian ARC today and travel with genuine confidence.

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Guardian ARC is not a medical scheme and does not operate as one. ARC Med is powered and administered by Accisure (Pty) Ltd. Claims are recovered through the Road Accident Fund (RAF). This page is for information purposes only and does not constitute financial or medical advice. Emergency line: 0861 22 24 78.