INDIVIDUAL PLAN

ARC Med Plus
More than cover.
Total peace of mind.

Unlimited, uncomplicated private accident medical care, designed for individuals who want the full picture. When the accident is not your fault, ARC Med Plus goes beyond emergency response covering drivers and passengers. No surprises at any stage of recovery.

Unlimited Private Medical Care
Private emergency response, trauma units and specialists. No limits, no caps, no exceptions.
Drivers and Passengers Covered
Full cover for everyone in the vehicle at the time of the accident. Not just the driver.
End-to-End RAF Claims Support
All medical expenses incurred as a result of the accident are recovered from the Road Accident Fund by Accisure.
Instant Digital Membership Card
Issued immediately to your WhatsApp after sign-up. Always on your phone.
No Admission Fees. No Co-Payments.
No Medicals. No Queues. No Exclusions. The first serious alternative to traditional cover.

What’s Included

Full Cover. From Scene to Recovery.

Every ARC Med Plus member receives unlimited private accident medical care, for both drivers and passengers, from the moment of the accident through to full recovery.

Private Emergency Transport

Immediate private ambulance dispatched to the scene. 24 hours a day, 7 days a week. One call activates everything for all occupants.

Admission to Private Facilities

Access to all major private hospital networks: Netcare, MediClinic, Life Hospitals Group, LenMed, BusaMed and more. Available across all major metro areas.

Treatment to Full Recovery

Unlimited care from emergency admission through to rehabilitation. No day limits, no treatment caps, no co-payments. Ever.

Full Medical Records & Coordination

Collection of all medical records and documentation. Specialist coordination, hospital transfers and all required medical information managed on your behalf.

End-to-End RAF Claim Support

All medical expenses arising from the accident are recovered from the Road Accident Fund by Accisure. The member receives full private care with no bill at the end.

24-Hour Contact Centre

Round-the-clock emergency response. Real people. Real dispatching. The moment something happens, we are already moving.

Ready to Join?

Get covered in minutes

Joining ARC Med is simple, fast and completely paperless. Click Apply Now, complete the form and we will be in touch within one business day to finalise your membership and issue your digital card.

ARC Med Membership Card Front
ARC Med Membership Card Back
Ready to joinGuardian ARC?

Complete your application in minutes. No medicals. No paperwork. Cover starts today.

No obligation. Cancel anytime. POPIA compliant.

One Call. Total Care.

South Africa’s roads are unpredictable. Your protection should not be. Join Guardian ARC today and travel with genuine confidence.

© 2026 Guardian ARC. All rights reserved. Powered by Accisure Privacy Policy  |  POPIA  |  PAIA  |  Terms of Use

Guardian ARC is not a medical scheme and does not operate as one. ARC Med is powered and administered by Accisure (Pty) Ltd. Claims are recovered through the Road Accident Fund (RAF). This page is for information purposes only and does not constitute financial or medical advice. Emergency line: 0861 22 24 78.