ARC Ride Business

BUSINESS PLAN

ARC Ride
for Business.
Every employee.
Protected.

RAF claims protection for every employee who travels for work. When your employees are on the road, they carry your organisation’s risk with them. ARC Ride for Business ensures that if a road accident happens, every affected employee has expert RAF claims management from day one, at no legal cost to them or to you.

Fast-Tracked RAF Claims
Expert RAF legal teams manage every employee claim from start to finish. No delays.
100% Payout. No Legal Deductions
Subscription-based model means no legal costs taken from employee payouts. Ever.
Medico-Legal Opinions Covered
All specialist reports and expert witness documentation for employee claims covered in full.
Full RAF Compensation Categories
Medical costs, loss of income, general suffering and funeral costs, all claimed correctly.
Immediate Cover. No Waiting Periods.
Your workforce receives immediate activation from day one.
Ecosystem Architecture

The Claims Protection Layer in Road Commuter Environments.

Designed for individual road users, commuters and passenger transport members requiring RAF claims support, embedded at organisational scale with bespoke rates and immediate activation.

ARC Med – Employer Passenger Protection Layer
Unlimited private accident related emergency medical care for commuters and passengers.
Fast-tracks maximum RAF compensation with zero legal cost deductions
Extends financial protection beyond emergency care to income loss, general suffering and family support in the event of disability or death
Ensures employees and their families receive every rand they are entitled to, without navigating the complexity of the RAF process alone
Removes the complexity and delay of the RAF process entirely from your organisation, real legal experts handling every claim from day one

Who It’s For

Built for Organisations Whose
People Are Always on the Move.

Every kilometre your workforce travels
is your organisation’s exposure.

Fleet operators, transport companies, logistics businesses and employers with mobile workforces share a common reality, their people are on South Africa’s roads every day. South Africa’s roads are among the most dangerous in the world. Businesses with employees who travel by road, whether in company vehicles, taxis or public transport, carries road accident risk. ARC Ride for Business covers that risk at an organisational level.

Fleet Operators

Logistics companies, delivery fleets and transport operators whose drivers face daily road accident exposure across South Africa’s road network.

Bus and Passenger Transport Companies

Operators carrying passengers across South Africa’s intercity and commuter routes, where a single accident can affect drivers and multiple passengers simultaneously.

Employers with Mobile Workforces

Sales teams, field service technicians, healthcare workers and any organisation whose employees regularly travel by road as part of their role.

Taxi Associations and Commuter Industry

Bespoke rates are available for the commuter industry. ARC Ride for Business is built to scale across associations, operators and their passenger bases.

Brokers and Intermediaries

Financial advisers and insurance brokers who want to offer clients a meaningful RAF claims benefit embedded within an existing product suite or employee benefits structure.

School and Learner Transport Providers

Operators responsible for transporting learners face heightened duty of care obligations. ARC Ride for Business provides the RAF claims layer that demonstrates that duty is taken seriously.

One Call. Total Care.

South Africa’s roads are unpredictable. Your protection should not be. Join Guardian ARC today and travel with genuine confidence.

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